Over the course of your lending history, you may choose to refinance multiple times to lower your rate, obtain a cash-out, change mortgage terms (i.e. 30yr to 15yr), consolidate debt and more. You can rack up a substantial sum in lender fees and appraisal cost each time. AmericanLoan.com’s Lender Fee Waiver and Appraisal Reimbursement aims to lighten the burden.
As a sign of our continuing commitment to serve our loyal clients, we offer Lifetime Lender Fee Waiver and Appraisal Reimbursement to returning clients who successfully closed their loans with us in the past. Obtain a loan once with us and never pay lender and appraisal fees again on your future AmericanLoan.com refinances.
Lifetime Lender Fee Waiver and Appraisal Reimbursement are subject to the conditions and contract requirements outlined below.
- Upon successfully closing your loan with AmericanLoan.com, you will be assigned your eligibility status for our Lifetime Lender Fee Waiver and Appraisal Reimbursement Fee on your future refinance. Lender fee waiver and appraisal reimbursement are non-transferable and must be redeemed by the same previous borrower(s) for the same property and location. Lender fee waiver and appraisal reimbursement are not redeemable for loans obtained to purchase a property, land, other real estate fixtures or goods, loans that create a new lien attached to the current property, HELOCs, home renovations, bond loan programs, and other loans not specified by AmericanLoan.com. There may be future changes imposed by federal, state, local municipal and other government agencies that restrict the redemption of AmericanLoan.com Lender Fee Waiver and Appraisal Reimbursement.
- Eligibility for a Lender Fee Waiver and Appraisal Reimbursement do not guarantee qualification, pre-approval, approval for any future loans, interest rates, or appraised property value. Borrower(s) qualification for the future loan is still subjected to all the underwriting terms and conditions at that time. Eligible Lender Fee Waiver and Appraisal Reimbursement do not include discount points, processing fees and other ancillary fee required for the loan transaction. Eligible appraisal reimbursement does not include secondary appraisals, reinspection fee, appraisal certification, and other appraisal costs accumulated for the completion of the loan transaction. Lender Fee Waiver and Appraisal Reimbursement will be applied at the closing of your loan and will not be calculated as a credit in your closing costs or other charges the borrower(s) may be responsible for.
To redeem your Lender Fee Waiver and Appraisal Reimbursement, applicants must contact AmericanLoan.com directly via the website: www.AmericanLoan.com/lifetimeclients to qualify for the waiver. Applying for a loan through a different link will make the borrower ineligible for the waiver. All terms and conditions are subject to change without notice.
